Teen Driver Stopped With No Auto Insurance Coverage In Kentucky?
Reader’s Question:
I am under the age of 18. What happens if I get pulled over and I got no car insurance in Fayette, Kentucky?
Bart
Fayette, KY
The penalties for driving uninsured in Fayette Kentucky can be rather harsh. For a 1st offense you are cited to go to court and be imprisoned for not more than 90 days or be fined between $500 to $1000 or both.
Your Kentucky license plates and motor vehicle registration can be suspended for 1 year or until proof of auto insurance is provided. You could also lose your license for up to 1 year. The penalties increase for each subsequent offense of not having proper proof of car insurance.
If you do not yet have your full KY license, due to the graduated licensing system and being under eighteen, there may be other penalties included so check with the KY Transportation Cabinet.
Teen Driver In Kentucky Get Speeding Ticket – Do Parents Have To Appear In Court?
Reader’s Question:
I live in Florence, Kentucky and got a speeding ticket for doing 55 in a 35. I am only seventeen, is it necessary to have my parents go with me to the court? How many points will be removed from my license?
Robert
Florence, KY
It is six points on your driver’s license for speeding 16 to 25 mph over the speed limit on any public highway or road. Receiving six points will likely get you a notification from the Division of Drivers Licensing and you may be requested to show up for an interview.
If you are required to appear to an interview, the Kentucky Transportation representatives will know if a State Traffic School program would benefit you as a motorist.
You will have to check with the clerk of the court’s office in Florence, Kentucky , or other entity listed on your citation ticket, to check if your parents need to show up with you at court. They will likely since you are seventeen and thus a minor.
What Grade Point Average Does Teen Driver Need For Car Insurance Discount ?
Reader’s Question:
I have a 16 year old teenage son and I was wondering what grade point average he needs in the state of Kentucky to qualify for a car insurance discount?
Bill
Louisville, KY
I am not aware of that grade point average that someone has to carry in order to be able to have car insurance in KY. What I do know is that KY does have a form of the No Pass, No Drive law in Kentucky though that authorizes the Kentucky Transportation Cabinet to have administration regulations regarding a young or minor driver licensing applicant.
This administration regulation, requires participating schools to inform the Transportation Cabinet if a minor is academically deficient or withdraws from school. Therefore as a 16 or 17 year old and you drop out of a participating school or deemed to be deficient academically, you will lose your driver’s license.
Teen Driver Caught Driving With Out Car Insurance in Kentucky?
Reader’s Question:
Im 18 years old and I was pulled over and was caught driving without auto insurance. What will happen to me? I live in Kentucky.
Bill
Lexington-Fayette, KY
According to the State of Kentucky all motorists are required to carry liability coverage in the amounts of 25/50/10.These numbers stand for $25,000 total for bodily injury per person up to $50,000 total for bodily injury coverage per accident and $10,000 total for property damage per accident.
The penalties for operating a vehicle without Kentucky car insurance can be severe. For the first offense you are cited to go to court and can be fined between $500 – $1000 or be imprisoned for not more than 90 days or both.
Your KY motor vehicle registration and license plates can be suspended or revoked for 1 year or until proof of motor vehicle insurance is provided. You could also lose your license for up to 1 year. The penalties increase for each subsequent infraction of not having proper proof of car insurance.
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