Kentucky SR22 Auto Insurance For Non Owner
Q: What is KY SR22 insurance for non owner drivers and where can I get it?
A: For people who don’t own cars, it is still often necessary for them to drive using cars borrowed from other people, and so even if they have had their license suspended, they may need a driver’s license in order to get around. SR22 insurance for non owner drivers exists for people in these situations, so that they have the option of reinstating their suspended driver’s license with an SR22 form the same way others who do own cars do. The SR22 part means that driver was convicted of either driving without a license, driving drunk or under the influence of drugs or driving with a suspended license. Any way you slice it, they are high risk drivers.
You can find SR22 insurance for non owner drivers practically any place which sells car insurance policies, and many companies even allow you to purchase your non owner policy online. Some companies may not sell a non owner policy because, since they don’t know what kind of car you will be driving, it is considered high risk.
With a SR22 insurance for non owner drivers policy, you will only be able to purchase the minimum no fault and liability insurance in KY. Your insurance will also only cover you when you are driving cars which are not registered in your own name.
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