Kentucky SR22 Auto Insurance – Where To Get It?
Q: I’ve been turned down by three car insurance companies since the judge told me last Wednesday that I would have to get a SR22 policy in order to get my driver’s license back, and I can’t figure out where I’m supposed to go to get insurance. Is there a special place? Yes, I have 2 DUIs on my record. 
A: Not really. No ‘special’ place for SR22 insurance exists, although there are some companies which are more likely to insure you than others. Depending on a company’s policy for risk and the amount of trouble you have had in the past in addition to your need for an SR22 to be filed, your level of difficulty in finding a car insurance policy can change.
Mostly, though, it would make sense for you to start your search among companies which are deemed as high risk. Companies like these thrive on people like you, with your fast cars or your SR22 policies. Because you’re more risky, they can charge you more and make more money. However, although they insure most, they don’t insure everybody.
If you aren’t part of most, then you can fall to the final resort of becoming part of the SR22 assigned risk pool, where you’ll be guaranteed to be insured by a random company, although your premiums will be very high.
Loading ...