Kentucky Auto Insurance
Reader Comment: Just wanted to say thank you for helping me find a great deal on Kentucky auto insurance. I know you spent a lot of additional time with me and I just wanted you to know that I appreciate your time and will highly recommend your website to anyone looking for a great rate on auto insurance.
Justin
Justin…..thanks 
Glad I was able to assist you.
Kentucky Auto Insurance Quote For DUI
Reader’s Question:
My son just got charged with DUI. Now he’s shopping for SR22 insurance that he can use here in Kentucky so he can continue driving his car. How can he get an affordable SR22 insurance?
John
Louisville, KY
Cheap high risk car insurance Kentucky, or SR22 insurance, is quite difficult to attain because car insurance companies charge relatively high rates for the insurance of high risk drivers. In fact, not all car insurance companies provide SR22 insurance. If they do, they charge high rates while being too strict when it comes to payment of insurance premiums.
Your son may do several things to enhance his chances of getting cheap high risk car insurance Kentucky. First, shopping extensively is important in looking for a good provider of cheap SR22 insurance. He should put more time and effort in shopping for SR22 insurance, because chances are, he will receive pretty SR22 insurance quotes. So he must be patient enough in shopping for the company that gives the lowest SR22 insurance quotes.
Your son can get a better chance of gaining cheap high risk car insurance Kentucky if he proves he is a good payer. He should present a good credit rating to his insurer so that he can convince the company that he can pay his SR22 insurance premiums on time. Remember that SR22 insurance firms are strict when it comes to monthly payments. So if he can convince the insurer that he knows how to pay his bills on time, then he can get a cheaper SR22 insurance.
Kentucky Auto Insurance Companies – Is Your Personal Information Safe?
Reader’s Question:
I was contacted by an insurance carrier in Owensboro and they told me that they compared their car insurance rates to our insurance carrier and they said they offer better car insurance rates. They said they were looking at our insurance policy and said we could get a better deal with them. How is it possible that they have access to our auto insurance information?
Desiree
Owensboro, KY
Normally a competing insurance company is not permitted to have access to your current insurance policy. For marketing, typically an insurer will look at your current registered cars and try to rate it with that. Competing insurance carriers/agents can access general information about you like your age, where you live, tax status, etc., however they should not have access to your actual car insurance policy without your permission. They are in violation of insurance privacy regulations if they do.
Most likely the insurance carrier that called you was using a marketing strategy to get your business. As for comparing their car insurance rates with your insurance carriers rates overall, that is possible since some insurers do publish sample insurance rate quotes. For instance, you live in Owensboro Kentucky, here the Kentucky Department of Insurance (DOI) provides a consumer guide that lists insurance carriers authorized to sell auto/homeowners/renters insurance in KY and those insurers have provided rate comparisons for certain situations.
If you believe that the insurance company that contacted you truly did have a copy of your car insurance policy then you can have the KY DOI, the insurance regulator for the state, investigate the issue and you can file a formal complaint with this state agency.
Loading ...