A: Both direct line insurance and agent bought insurance are great ways to get your SR22 policy, but which one works for you personally will depend on your own specific situation.

For agents, these are more often and better used by people who lead very busy lives and don’t have the time available to do all of the research and quote mining that finding the cheapest Kentucky SR22 premium requires. Agents are also often a good route for people who are new to the insurance business and don’t have the knowledge or experience to know when they’re looking at a good deal and when they aren’t.

Direct line is also very quick and easy, and is best for people who want to save their money instead of paying an agent fee, and also for people who move around a lot. If you buy your SR22 insurance through an agent, then you often have to find a new one every time you move, but with direct, you just call up and change your address. You can also often handle your direct car insurance all by yourself online, and it isn’t very difficult to learn the ropes.