A: Since you waste a lot of time paying bills, there is one thing you can do which will make it easier for you to get all of your bills taken care of in a smaller amount of time, and which will also aid you in receiving cheap car insurance. Actually, there are two ways. Way one would be for you to try and pay all of your car insurance at once each time you renew. If you pay monthly, an installment fee is added on to your premiums. By bypassing the installments, you can save around fifty dollars.

Way two would be for you to get your insurance from a company which provides multiple kinds of insurance. If you get your health, life, home owners or renters, and auto insurance all with one company, you can not only combine the premium to make it more manageable, but you can also get a discount for compressing multiple insurance lines into one policy.

1.  Raising your deductible amount is the fastest and easiest way to lower your rates!

2. Ask for discounts – teachers – good grades for students – AARP -Credit union membership and even some banks offer clubs/memberships

3. Improve your credit score – most insurance carriers look at your credit history and adjust rates accordingly.  Pay your bills on time!