How Do I File an SR22 Insurance Form? What Types of Forms Are There?
Q: How is an SR22 insurance form filed?
A: How an SR22 insurance form is filed will always depend on the car insurance company, of course, so you will have to ask your company if you are trying to get it filed a certain way. Normally, though, there are two ways and three different forms.
The three types of SR22 insurance form are as follows
- Owner SR22 insurance form, which is for someone who owns a car but does not drive it.
- Operator SR22 insurance form, which is for someone who drives but does not own a car.
- Owner-operator SR22 insurance form, which is for someone who owns a car and drives it as well.
If you choose a company to file your SR22 insurance form, one of the above will be filed. In some cases this is done via mail and sent to the Department of motor vehicles, and this can take as much as a month to process. In other cases, your form can be filed electronically, which usually takes between 24 and 48 hours.
Is Kentucky Auto Insurance Program Offering SR22 Insurance?
Q: What is the Kentucky Auto Insurance Program, and can I get my DUI SR22 through it?
A: The Kentucky Auto Insurance Program is a program for people who have trouble finding a company which will sell them insurance, in many cases SR22 insurance. People who can’t find insurance can join the assigned risk pool by filling out an application, and the AIP will then give their application to a participating company. All car insurance companies who are license to sell insurance policies by the state of Kentucky are required to participate in the Auto Insurance Program.
You can get any kind of SR22 coverage through the AIP, but the prices will be higher, so you should only submit an application there if you cannot get insured otherwise. In order to qualify to join the AIP pool, you have to have been rejected by an insurance company within two months of your application, and be able to provide proof that you have been rejected, so you have no choice but to do some shopping around first.
Since you are getting SR22 insurance, remember that there are some time constraints. If you apply to join the AIP pool, it takes about 15 days for you to actually get insured.
