I live in Florence, Kentucky and got a speeding ticket for doing 55 in a 35. I am only seventeen, is it necessary to have my parents go with me to the court? How many points will be removed from my license?

Robert

Florence, KY

It is six points on your driver’s license for speeding 16 to 25 mph over the speed limit on any public highway or road. Receiving six points will likely get you a notification from the Division of Drivers Licensing and you may be requested to show up for an interview.

If you are required to appear to an interview, the Kentucky Transportation representatives will know if a State Traffic School program would benefit you as a motorist.

You will have to check with the clerk of the court’s office in Florence, Kentucky , or other entity listed on your citation ticket, to check if your parents need to show up with you at court. They will likely since you are seventeen and thus a minor.

My daughter received a speeding ticket in Indiana and I am licensed in the Owensboro Kentucky. I would like to know if the state of Kentucky will be able to know about this? Will this affect her car insurance rate?

Jenny

Owensboro, KY

Kentucky and Indiana are both part of the Drivers License Compact which requires member states to report any offenses for other traffic violations back to the home state in which the individual was issued their license. Therefore the IN Bureau of Motor Vehicles or the court should notify the Transportation Cabinet of the speeding violation you received from a different state.

According to the Kentucky driver’s manual the Division of Driver Licensing keeps a record of all traffic violations on each driver licensed in KY. These driving records are based on traffic convictions reports, payment of fine, forfeiture of bail, with or without court appearances, which are forwarded to the Division of Driver Licensing by the courts throughout the US.

Your daughter may contact her auto insurance company to find out if this speeding ticket will increase her auto insurance rate.

A: It depends both on your position with your auto insurance company, your history with them, your history concerning tickets, as well as the severity of the ticket itself.

If you have been with a car insurance company for a long time, then many times they will have an option for you to bypass any rate raises which come from an accident or a ticket. If you are already getting auto insurance, then it’s possible that you have already used this up if it was ever available to you, although some car insurance companies will allow you to do this as many as two times. You might see similar results if you are considered a preferred customer in your company. A preferred customer is someone with an impeccable record who has almost no chance of filing a car insurance claim. In many companies, it is difficult to have this status taken away from you once you have it.

Some tickets will be more likely to raise your rate than others, especially if you have auto insurance. Running a red light and driving over 15 miles over the speed limit are almost guaranteed, but driving with an expired registration sticker might not have any effect at all.